Lloyds Banking Group is to axe another 15 branches as is presses ahead with efforts to restructure the business.

Up to 23 jobs will be lost as a result of the move and the branches will close by the end of March.

Union Accord said the closures have so far been managed without compulsory redundancies.

A Lloyds spokeswoman: said: “We have confirmed the locations of a small number of Lloyds bank branches which will close between January and March 2019.

“These branch closures are in response to changing customer behaviour and the reduced number of transactions being made in branches.

“All branches announced for closure have a Post Office less than half-a-mile away so customers can still access their banking locally.

“We continue to make a significant investment in our branches and we are proud to have the largest network of branches in the UK.”

The announcement comes after Lloyds recently swung the axe on 380 jobs in the lender’s commercial banking, people and productivity, and retail and transformation divisions.

The bank – under boss Antonio Horta Osorio – has been pushing forward with an overhaul of its workforce and branch network in recent months, with a reorganisation meant to make it more relevant amid a boom in digital banking.

Earlier this summer, Lloyds announced a further 405 job losses, but said its staff base would ultimately only be shrunk by 255 roles as 195 would also be added.

In April, Lloyds announced it was slashing 1,230 jobs across its branch network and some central functions.

The decision was part of plans to shutter a further 49 branches across its Lloyds and Halifax brands between July and October this year.

Lloyds added it was creating 925 roles elsewhere in the business and was adding another seven mobile branches to its network to offset the closures.

The lender last year confirmed it would shut 100 branches with hundreds of jobs being impacted, while in February it announced another 465 roles were being cut.