AS WITH any new life stage, planning often helps a smooth transition from the old to the new. Preparing properly for anything new requires planning and commitment.

Spending time on planning now will ensure you enjoy the retirement you’ve worked hard to achieve.

According to new research, retirement has meant a new lease of life for millions of people who have given up work in the last ten years, with more than one in four (26 per cent) saying they are fitter and healthier since they stopped working.

Far from winding down, nearly half of those who have retired since the height of the financial crisis (48 per cent) say they are busier and more active than they anticipated.

Therefore it is vitally important to take independent Financial advice.

As people who plan to finish work in the next ten years begin to look forward to their retirement, there’s plenty they can still do to make sure they are as comfortable as the people who have become pensioners over the last decade.

Most importantly, in the face of changing pension rules, many people will benefit from obtaining professional financial advice in the run-up to retirement.

Retirement will continue to change over the coming years, but for many people the desire to make the most of their new-found free time will remain.

Reflecting on their retirement in general, the vast majority who gave up work in the last ten years (86 per cent) said that it had met their expectations or they were happy with how it had panned out so far, while only one in eight (13 per cent) said that it has been a disappointment.

If you don’t have a plan in place or our looking for a free review of your current plan contact us today.

The above has been provided by Hartey Wealth Management Limited, Oswestry, SY11 2NR. Tel: 0808 168 5866. www.harteywm.co.uk.

Registered in England and Wales No 8288660. Registered Office: Hilliards Court, Chester Business Park, Chester CH4 9QP.

Hartey Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority.